Need a car is it possible to get one with my situation?

Have you checked with your credit union? If they make the loan on what you need, you just have to remember when they tell you the amount, deduct tax,title,tag and tell whoever your buying the car from that's all you can spend and will not take possession of the car until credit union has finalize the deal, in other words "you will not sign anything until the draft is cut by the bank". they understand that!